Disclaimer

Hot Penny Stocks Picks.com (HPSP) is a financial communications publisher and internet marketing company providing information on publicly traded companies. Featured companies may pay consideration in cash and/or stock to (HPSP) for being profiled and presented on our website(s) which are owned and operated as “Properties” by Direct Media Solution.com. . Any consideration will be fully disclosed in this disclaimer.

HPSP provides this service to you, subject to the following Terms of Service, which may be updated by us anytime without notice to you. All members, visitors, viewers, and people making investment decisions based on any information presented by HPSP or any of its representatives or “Properties” must carefully read, fully understand, and unconditionally agree to all of the terms of the following disclaimer.

NOT A REGISTERED INVESTMENT ADVISOR OR A BROKER DEALER:
HPSP or any of its assets or any principles, partners, or agents are not, nor do we represent ourselves to be, registered investment advisers, brokers, or dealers or financial analysts. Readers should consult with their own independent tax, business and financial advisors with respect to any investment opportunity, including any contemplated investment in the advertised Company(s).

SPECULATIVE RISK INVESTMENT:
THE READER SHOULD VERIFY ALL CLAIMS AND DO THEIR OWN DUE DILIGENCE BEFORE INVESTING IN ANY SECURITIES MENTIONED. INVESTING IN SECURITIES IS HIGHLY SPECULATIVE AND CARRIES AN EXTREMELY HIGH DEGREE OF RISK.
It is possible that an investor's investment may be lost or impaired due to the speculative nature of the companies profiled. Readers should not rely solely on the information contained in this website or newsletters, but should consult with their own independent tax, business and financial advisors with respect to any investment opportunity, including any contemplated investment in the companies herein represented.

While it is HPSP’s goal to feature equity investments in micro or small capitalization companies that have the potential for long-term appreciation, As with any penny stock, companies we select to profile involve an extremely high degree of investment risk and volatility and use of the information provided is at the investor's sole risk. All investors are cautioned that they may lose all or a portion of their investment if they decide to make a purchase in any of our profiled companies due to the speculative nature of the companies profiled. Readers should carefully review the companies thoroughly with their registered investment advisor. HPSP shall not be liable for any loss, damage, or expense of any kind resulting from the purchase of securities of a profiled company. It should be understood that the past performance of profiled companies is no guarantee of future results.

NO REPRESENTATION AS TO CONTENTS:
HPSP attempts to verify the accuracy of information contained in all sources, however HPSP neither represents nor warrants the accuracy of information provided in these sources. Investors should, at no time, rely solely on the information contained in this publication. The receipt of this publication shall not create, under any circumstances, any implication that there has been no change in the affairs of the company profiled since the date of review.

THE READER SHOULD VERIFY ALL CLAIMS AND DO THEIR OWN DUE DILIGENCE BEFORE INVESTING IN ANY SECURITIES MENTIONED.
Neither HPSP, nor any of the companies profiled or presented here assume any responsibility for the information on any of our websites or newsletters. Factual statements in our client’s companies profiled are made as of the date stated and are subject to change without notice. HPSP is not responsible for any claims made by the companies. HPSP has not independently verified the companies' representations. Any opinions expressed in the company profiles are statements of judgment as of the date of publication. We urge readers to carefully verify all representations within the profiles independently. The receipt of this publication shall not create, under any circumstances, any implication that there has been no change in the affairs of the company profiled since the date of publication.

The profiles and presentations on our Web sites are believed to be reliable; however the publisher disclaims any and all liability as to the completeness or accuracy of the information contained in any profile and for any omissions of material facts from such profile.
All information concerning a Company advertising herein and contained in this website should be verified independently with such Company and a registered securities broker.

All material found at our Web sites is for informational purposes only. All information on our Web sites should be confirmed before using it to make an investment decision. HPSP and any affiliates and information providers make no implied or express warranties on the information provided.
The analysis contained herein does not purport to be a complete study of the featured Company or other companies mentioned. Information used and statements of fact have been obtained from the featured and presented Company and other sources, but not verified nor guaranteed by HPSP as to completeness or accuracy. Such information is subject to change without notice.
The information in the HPSP Website as well as our other owned and operated Web Sites (Properties) about client companies has been compiled by HPSP from sources that are considered to be reliable, but HPSP has not verified such information and makes no representations as to its accuracy or completeness. The information is furnished for informational purposes only, is intended for the use of market professionals, and should be considered only as preliminary, background information about the client companies. The recipient should do his or her own thorough, independent review and analysis of these companies.
None of the information is intended to be used as a basis for any investment decision, and the information is subject to change without notice. Information provided may not be current.

NO ADVICE, RECOMMENDATION OR OFFER OF SECURITIES:
The receipt of this publication shall not create, under any circumstances, an offer to buy, sell, or hold stock in any company, nor shall it create any principal/agent relationship between itself and any individual receiving this publication. HPSP is not a registered investment advisor or a broker dealer.
The profiles and presentations within this Web site and our Company owned and operated Web sites (Properties) are not to be construed as offers to purchase securities in the companies, which may be the subject of such profiles pursuant to federal or state law or the laws of any foreign jurisdiction.
HPSP's online “Properties” profiles and features companies that may have paid a fee to be listed therein. In this instance, the website is an advertisement on behalf of the Company(s) whose articles and/or information appear therein and MAY NOT be construed as investment advice. All articles, notices, and other information contained therein concerning a Company(s) is a paid advertisement by such Company(s) which has retained the Publisher to produce this advertisement Any information provided by the advertisers of HPSP’s featured company profile and/or presentation through its media services, is not to be construed as a recommendation or suggestion or offer to buy or sell securities, but is provided purely as an informational media service.
All materials presented on our web site and individual reports released to the public are not to be regarded as an offer to buy or sell securities. Information or opinions in this report are presented solely for informative purposes, and are not intended nor should they be construed as investment advice.

SAFE HARBOR DISCLAIMER FOR FORWARD LOOKING STATEMENTS:
Except for historical information contained herein, the statements on this website and those owned and operated as “Properties” of HPSP, are forward looking statements that are made pursuant to the safe harbor provisions of the Private Securities Reform Act of 1995. Forward looking statements involve known and unknown risks and uncertainties, which may cause a company's actual results in the future periods to differ materially from forecasted results. These risks and uncertainties include, among other things, product price volatility, product demand, market competition and risk inherent in the companies operations. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as ``anticipate,'' ``estimate,'' ``expect,'' ``project,'' ``intend,'' ``plan,'' "feel", "think", "hear", "guess", ``believe,'' and other words and terms of similar meaning in connection with any discussion of future operating or financial performance.
Information presented on this web site and within our reports contain "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions, or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates, and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as "expects," "will," "anticipates," "estimates," "believes," or by statements indicating certain actions "may," "could," or "might" occur.

Compensation for Services:
In order to be in full compliance with the Securities Act of 1933, Section 17(b), any consideration to HPSP will be fully disclosed if applicable. HPSP and/or any of its affiliates, principles, employees, clients, partners, directors, agents, and the respective family members may from time to time buy or hold shares of any of our profiled companies prior to releasing it to the membership via email or website posting. We also may sell our shares in any profiled and presented company at any time after the profile has been released to the membership which may allow us to profit from the sale. Those transactions may have a negative impact on the per share price valuation of a profiled and presented company.
This should be viewed as a conflict of interests. The Publisher will therefore benefit from any increase in share price as to the stock of any Company(s) advertising herein which is held by the Publisher. The Publisher may increase or decrease its ownership interest in the Company(s) at any time before, during, or after the distribution of this advertisement. A complete list of our compensations are as follows:

Conclusion:
We encourage our readers to use caution when investing and educate themselves at the web sites of the Securities and Exchange Commission ("SEC") at www.sec.gov/ and/or the National Association of Securities Dealers ("NASD") at www.nasd.com . We also strongly recommend that you read the SEC advisory to investors concerning Internet Stock Fraud, which can be found at www.sec.gov/consumer/cyberfr.htm . Readers can review all public filings by companies at the SEC's EDGAR page. The NASD has published information on how to invest carefully at its web.

HotPennyStocksPicks.com (HPSP) is not registered as an investment adviser with any federal or state regulatory agency. Rather, HotPennyStocksPicks.com relies upon the "publisher's exclusion" from the definition of "investment adviser" as provided under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws.HotPennyStocksPicks.com (HPSP) is an advertising and information dissemination subsidiary of Direct Media Solution.com. To the extent any of the content published in this website advertisments may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. HotPennyStocksPicks.com (HPSP) makes no claims or representations with regard to the accuracy, completeness or truthfulness of any material contained herein.

No information contained in our website or our publications should be considered as a solicitation to purchase or sell the securities of the profiled companies.

Section 17(b) of the Securities Act of 1933 requires that HotPennyStocksPicks.com fully disclose the type consideration (i.e. cash, free trading stock, restricted stock, restricted stock with registration rights, stock options, stock warrants, or other type consideration) and the specific amount of the consideration our company receives or will receive, directly or indirectly, from an issuer, underwriter, or dealer.

The following companies have paid, or have agreed to pay Direct Media Solution.com the parent company of   HotPennyStocksPicks.com to either distribute the company's information and reports in an email newsletter advertisment; and or post the company's profile and links on our featured companies pages.

A non-controlling third party has paid $4500.00 cash for featuring the China Voice CHVC Company Profile on the HotPennyStocksPicks.com website.

A non-controlling third party has paid $4500.00 cash for featuring the Opticon Systems Inc. OPCN Company Profile on the HotPennyStocksPicks.com   website.

A non-controlling third party has paid $4500.00 cash for featuring the Cemtrex CTEI Company Profile on the HotPennyStocksPicks.com   website.

A non-controlling third party has paid $4500.00 cash for featuring the Brookmount Explorations Inc. BMXI Company Profile on the HotPennyStocksPicks.com   website.

A non-controlling third party has paid $4500.00 cash for featuring the Natural Harmony Foods NHYF Company Profile on the HotPennyStocksPicks.com   website.

A non-controlling third party has exchanged services (barter) for featuring the Lightwave Logic LWLG Company Profile on the HotPennyStocksPicks.com website.

A non-controlling third party has exchanged services (barter) for featuring the Universal Capital Management UMCT Company Profile on the HotPennyStocksPicks.com website

.A non-controlling third party has paid $4500.00 cash for featuring the GTX Corp. GTXO Company Profile on the HotPennyStocksPicks.com website.

A non-controlling third party has paid $4500.00 cash for featuring the Veridigm Inc. VRGD Company Profile on the HotPennyStocksPicks.com website.

A non-controlling third party has paid $4500.00 cash for featuring the Praebius Communications PRCM Company Profile on the HotPennyStocksPicks.com website.

A non-controlling third party has paid $4500.00 cash for featuring the Centriforce Technology CNFO Company Profile on the HotPennyStocksPicks.com website.

A non-controlling third party has paid $4500.00 cash for featuring the PharmaCom BioVet,Inc PHMB Company Profile on the HotPennyStocksPicks.com website.

A non-controlling third party has paid $4500.00 cash for featuring the Hague Corp. HGUE Company Profile on the HotPennyStocksPicks.com website.